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Rates

Effective as of August 26, 2010

CD RATES

Term 

APY*

Rate

Compounded

Penalty

32-89 Day

0.30

0.30

At Maturity

1 Month

90-179 Day

0.35

0.35

At Maturity

1 Month

6 Months

0.50

0.50

At Maturity

1 Month

12 Months

.80

0.795

Quarterly

3 Month

18 Months

1.00

0.995

Quarterly

3 Month

24 Months

1.05

1.045

Quarterly

6 Month

30 Months

1.15

1.145

Quarterly

6 Month

36 Months

1.30

1.29

Quarterly

6 Month

48 Months

1.50

1.49

Quarterly

6 Month

60 Months

1.90

1.89

Quarterly

6 Month

Liquid CD <$100,000

0.50

0.495

Quarterly

 

Liquid CD >$100,000

0.70

0.695

Quarterly

 

 * APY = Annual Percentage Yield 
Early withdrawal penalty may apply.
Rates subject to change without notice.

 

DEPOSIT ACCOUNTS

Account

Minimum Balance

APY*

Rate

Compounded

IMM

<$15,000
>$15,000
$100,000-$250,000
Greater than $250,000

0.15
0.15
0.15

0.15
0.15
0.15
0.15

Monthly

NOW

--
$500,000-1,000,000
Greater than $1,000,000

0.15
0.40
0.40

0.15
0.40
0.40

Monthly

Classic 55 & 55+

--

0.10

0.10

Monthly

Savings

--

0.15

0.15

Quarterly

Christmas Club

--

0.25

0.25

Monthly

     * APY = Annual Percentage Yield 

 

INVESTORS CHECKING

Balance

APY*

Rate

Compounded

$0-$9,999.99
10,000-29,999.99
30,000-49,999.99
50,000-99,999.99
100,000-249,999.99
250,000 +

0.25
0.45
0.45
0.45
0.45
0.65

0.25
0.445
0.445
0.445
0.445
0.645

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

   * APY = Annual Percentage Yield 

 

CORPORATE IMM

Balance

APY*

Rate

Compounded

$0-$24,999.99
25,000-49,999.99
50,000-99,999.99
100,000-249,999.99
250,000-499,999.99
500,000 +

0.15
0.40
0.40
0.50
0.50
0.70

0.15
0.40
0.40
0.495
0.495
0.695

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

    * APY = Annual Percentage Yield 

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